Why Choose Saskatoon Mortgage Broker Tammy Wandzura?

My commitment to you:

My goal is always to Exceed my Client’s Expectations.

I have built a successful business strictly based on referrals from happy clients. It has become my passion to stand out as the Elite Mortgage Choice when choosing a mortgage broker in Saskatoon, Saskatchewan, and Alberta.

Best Rates. Best Service.

Taking care of the most important mortgage yours!!

 

  • I treat each transaction like it’s my own mortgage approval, with a passion, respect for situations, and need for quick and efficient turn around.
  • I strive to impress & gain the respect of my clients, exceed all of their expectations & earn their trust for future referral business
  • I carry myself with a friendly professionalism that allows me to be easily approachable in meetings or over the phone.
  • Integrity, honesty, and total transparency for the client
  • Always “doing right” by the client – no matter what
  • I am a First Time Home buyer specialist. I work hard at making the process thorough but simple to understand. We will walk you through the home buying process step by step.
  • Over 14 years of experience in the Financial Industry and over 10 just focusing on Mortgages. I am your expert in everything related to your mortgage.
  • Most important I understand the need for balance. My goal is to work all along the way and lead you towards mortgage freedom with tips and suggestions that can pay your mortgage off faster. I also understand that outside of your mortgage you may have children, extracurricular, family, travel, and other hobbies and passions you need to focus on. I am here to assist you with finding a balance of mortgage, bills and life!

What can I offer v.s. the Bank?

Mortgage Broker
  • No fees. Our fee is paid by the lender.  There are no hidden costs.
  • Offer products from multiple financial institutions
  • Must be licensed & subject to a strict set of provincially legislated guidelines
  • Provincially legislated to work in the clients best interests
  • Knowledge & experience to negotiate the best possible rate & product for you from multiple lenders
  • Typically paid the same amount no matter what rate is offered to the client – Brokers can always offer a better rate than your local bank
  • Available to assist you during regular busines hours – PLUS evenings & weekends
  • Will save you time and money by securing the best mortgage rate and term for your individual needs
Bank
  • Offer only their own institution’s products
  • Not required to be licensed & require no formal training
  • Limited number of their own products, which may not fit your needs
  • Mortgage negotiation is typically left up to YOU the client to handle on your own and represent your case
  • Bank brokers rate of pay is generally reduced in direct relation to the amount they discount your rate from the bank posted rate
  • Available Banker Hours only