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tammy wandzura

Exceeding Client’s Expectations:

The Elite Mortgage Broker choice for Saskatoon, Saskatchewan, and Alberta. Known for my fine attention to detail, communication with my clients & my referral partners.

Most importantly, my ability to react to anything thrown at me. I consistently exceed my client’s expectation on every file.

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Applying for a mortgage takes only a few moments, and you can be pre-approved and Rate Locked today!

Apply today to start shopping and buying with confidence!


Serving all of your mortgage needs:

Bob & Nancy Gauthier- Saskatoon, SK

A good & trusting relationship!

Kacey Cross- Saskatoon, SK

Tammy was very helpful and worked quickly to get me approved for a mortgage in a very short window of time due to my deadlines.  Her help was very much appreciated and resulted in a [...]

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Kacey Cross- Saskatoon, SK

Tammy was very helpful and worked quickly to get me approved for a mortgage in a very short window of time due to my deadlines.  Her help was very much appreciated and resulted in a [...]

Rae Hawkins & Matt Johnson- Saskatoon, SK.

Tammy was very kind and informative.  She took the time required to address all of our questions and concerns.  I would absolutely recommend her to any first time home buyers!

Enrique Aburto & Patricia Arreguin- Saskatoon, SK.

Tammy is very knowledgeable and offered us a very good deal according to our financial requirements and possibilities.  She was always very helpful and willing to guide us during the process.  Thank you so much [...]

Janelle Prisciak- Saskatoon, SK

Tammy was great to work with, she explained thoroughly the numbers and process.  Would definitely recommend her to friends & family.

Donna Pawluk- Saskatoon, SK.

Always a pleasure to deal with Tammy.  We feel totally confident we can trust her to have our best interest at heart.

Rolando & Teresita Parrocha- Saskatoon, SK.

Tammy is a very accommodating mortgage broker.

Eric & Laurie Carter- Lucky Lake, SK

It was a pleasure dealing with Tammy.  Having someone on your side during the stressful process was a nice feeling.  We really appreciate all you have done for us and will definitely recommend Tammy to [...]

Lorette Zohner-Estevan, SK.

My experience was excellent.  I was very pleased with the whole process.  It all went so nice and smooth and quick.  Very happy, would do it all this way again if need to will definitely [...]

Lorette Thompson- Saskatoon, SK.

Thank you so much to Tammy and her team for making my first home purchase one of the easiest things I have ever done! I found Tammy's information on Google.  I applied online through her [...]

Melissa Ledoux- Saskatoon, SK.

Always a pleasure, I appreciate the advice, patience and ease of it all. Thanks.

Brad & Lannie Funk-Saskatoon, SK.

Will be back again- wonderful service.

Val & Bryan Macleod-Esterhazy, SK.

Tammy- you have been exactly who and what we needed twice now.  We thank you so much for stream lining the mortgage process and for researching the best options for us to consider.  We will [...]

RJ & Tara Arkes- Black Diamond AB

We enjoy dealing with Tammy! Always a pleasure!

Lee & Lorraine- Camrose AB

Really appreciated the timely responses to emails. Very organized and prepared us for every step of the process. Thank you for the gift card and partial reimbursement. Nice customer service touch!! Do not see that in the corporate world, Awesome! Will share your name with others.

Daileen Allison- Saskatoon

Tammy Wandzura and her team at Elite Mortgage are professional, friendly, helpful and a pleasure to work with. They made purchasing my first home on my own a smooth manageable and easy transition. I am so grateful for their time, promptness and expertise. I really enjoyed working with them and would encourage anyone who needs assistance with a home purchase, renewal or refinance to use Elite Mortgage! Thank you so much Tammy!

Suzanne Johnston & Steve Baliski -Saskatoon

We appreciate the attentiveness, care and courtesy you and your team provide!

Ashley Habraken-Saskatoon

Dealing with Tammy was painless from start to finish, she was able to answer any questions we had at any time. Very efficient in answering our emails and you know she's looking out for your best interest and financial requirements. She has the experience and knowledge that would make any client feel more than comfortable that they made the right decision by using Tammy Wandzura as your Mortgage Broker. Look forward to dealing with her for years to come. Thanks Tammy for all you've done for Jay and I!

Danielle B- Calgary

Purchasing your first home can be very daunting and Tammy made everything work seamlessly, answered all of my questions and held my hand virtually through the process. She put my mind at ease and was able to secure me a great rate as well! I look forward to using her services in the future and do not hesitate to recommend her to my friends and colleagues.

Jesse Boehm-Saskatoon

Is there a word count restriction on this feature? 🙂 Tammy is absolutely wonderful, and we couldn't be happier to have crossed paths with her, both personally and professionally. We initially came to Tammy when we decided to refinance our mortgage from one borrower to another due to their being unwilling to lower our interest rate (thank you radio ad!). We had a unique situation, and one that took a lot of number crunching and communication with different lenders, but Tammy made it happen and we came out happy and ahead in the end. Fast forward 5 years and we are ready to buy and sell. May I suggest if you ever have to do that, make sure you have Tammy in your corner. Stressful! But she responded effortlessly and quickly to every frantic email and phone call, and every 'what if we did it this way' inquiry. Poor girls head must have been spinning, but you would never have guessed it. Again, in the end, we are in a beautiful new home, with great direction and feedback on our lender, interest rate, and suggestions for the future. Thanks again Tammy, for your endless support and guidance throughout the processes. I promise, the next one will be easier! 😉

Angela Graham-Saskatoon

Tammy Wandzura has done two mortgages for my family. She is professional, knowledgeable, and timely. She got us the best rate. I have recommended her to all my colleagues and friends. Tammy Wandzura offers a great referral program. Keep up the great work Tammy.

What's new in Mortgage 101:

Saskatoon Mortgage Broker- Tammy Wandzura: PST on CMHC premiums as of August 1/2017

CMHC has recently advised us that there will be a 6% PST charge on all Mortgage Default insurance premiums (CMHC/GE/Canada Guaranty) as of August 1/2017 Notice to Mortgage Brokers June 8, 2017 Re: Saskatchewan provincial sales tax to apply to mortgage loan insurance premiums and surcharges CMHC will be required to collect 6% provincial sales tax (PST) on premiums and surcharges for full or partial loan advances made on or after August 1, 2017. ***This change is the result of [...]

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