If you own your current home, you can refinance your mortgage up to 80% of the value of the home. The value of your home vs the current mortgage balance will determine how much equity is available.
- Applying online is the first step
- A refinance is a wonderful tool to tap into your equity allowing you to complete home improvement projects, consolidate higher-interest debt, provide funds for another property (downpayment on another OR a property in another country), etc
- We will provide you with detailed breakdowns and example calculations of how we can structure your refinance request.
- In some cases, if you only need a small portion of your equity, we may also be able to set up a Home Equity Line of Credit that you have access to should you need it in the future.