Mortgage 101

Everything you need to know about your mortgage & more!

Saskatoon Mortgage Broker: Tammy Wandzura – Your downpayment and what you NEED to know

By | January 24th, 2019|

Downpayment for a new home: Seems like a pretty easy thing to understand. NO? If you wish to purchase a home you need a downpayment. YES. In most cases the minimum downpayment is 5% of the purchase price. Proof of [...]

Saskatoon Mortgage Broker: Tammy Wandzura- Your MORTGAGE RENEWAL Specialist

By | January 21st, 2019|

We are your MORTGAGE RENEWAL Experts. Your Mortgage is your biggest investment and biggest debt. Much like your investments it's a great idea to consider your options at every renewal time. Best rate and best terms can shave off interest [...]

Saskatoon Mortgage Broker: Tammy Wandzura – A year in review & what we can expect in 2019

By | January 17th, 2019|

Welcoming 2019 with open arms as the New Year seems to be starting off a bit more softly than 2018 ended. The end of 2018 (in the mortgage world) sent many consumers into a bit of a spin. The Government [...]

Saskatoon Mortgage Broker: Tammy Wandzura -Increasing interest rates: a different perspective

By | October 29th, 2018|

There is some serious chatter about looming increases to mortgage rates...some of that chatter a little more on the side of panic. I want to add some perspective that I think is being missed in recent media releases. We have [...]

Fixed vs Variable – What to do?

By | October 25th, 2018|

It’s been approximately 24 hours since the most recent Bank of Canada Prime rate increase announcement. As expected on October 24th the Bank of Canada increased their overnight rate up by 0.25% to 1.75%. Bank Prime was previously sitting at [...]

Saskatoon Mortgage Broker: Tammy Wandzura-If it’s time to upgrade we can help!

By | September 28th, 2018|

Juggling the process of buying new and selling your current home can sound confusing. We are here to simply that process for you. We are experts at assisting clients set up a plan to upgrade to their next dream home. [...]