Saskatoon Mortgage Broker: Tammy Wandzura- Will the banks accept your income?

DID YOU KNOW? If you do not receive Full Time or Part Time GUARANTEED hours or Base Salary lenders will assess your income differently when determining how much you are able to qualify for? It is important when applying for a Mortgage - to first get pre-qualified to ensure that YOUR income will be accepted [...]

April 8th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura- WHY you should hold off on that new car if you are looking to buy a home

Thinking of starting the house hunting process?? Did you know that a vehicle payment can significantly effect your ability to qualify for a mortgage!? Buy the house and THEN the car! Federal mortgage guidelines require that your income can handle all of your debts (that you currently have) PLUS the new mortgage payment, property taxes [...]

April 3rd, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura: Let’s celebrate International Women’s Day!

Have been seeing awesome and super inspirational posts relating to "International Women's Day" and it made me want to reach out and give a huge shout out and pat on the back to every lady out there that is kicking butt and shaking their "Flawsome" all over the place! flawsome: (adjective) an individual who embraces [...]

March 8th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura: Don’t gamble with your Mortgage Choices

We are your Saskatoon and Alberta Mortgage Experts. We are here to walk you through the best options available. Flexibility, Best Rates and information on what options may work best for you and your future financial goals. Contact us today at 306.933.3386 OR APPLY ONLINEĀ     

March 2nd, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura-Calling all First Time Home Buyers

We are your First Time Home Buyer Specialists. We will walk you through each step of the transaction in an 'easy to understand' format. We will ensure you get THE best mortgage rates and THE best mortgage product to meet your future financial goals. Contact us today to get your pre-approval in place at best [...]

February 11th, 2019|

Saskatoon Mortgage Broker-Tammy Wandzura: What does a RATE SPECIAL mean?

Are you currently searching for the very best discounted mortgage rate? Of course you want the best rate. It will save you the most money in interest on your biggest investment. Your Mortgage. The rates you may be seeing advertised will be RATE SPECIALS that may or may not meet the criteria you need for [...]

February 6th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura: Top 5% Producer with TMG The Mortgage Group

A HUGE THANK YOU to each and every client, friend, colleague and family member that continues to work with me, trust me and refer to me over the years for all of your mortgage needs. Your continued mortgage business and referrals have assisted in me in continuing to meet my own personal goals. I am [...]

January 26th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura- Is it time to consider an ANNUAL mortgage REVIEW?

Have you considered an ANNUAL Mortgage Review? There are many benefits in doing a review to ensure you have the best terms, conditions and of course RATE. Many clients are considering flexible early renewal options that will LOWER your rate and pay off the principal balance faster. Contact us today so we can discuss strategies [...]

January 26th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura – Your downpayment and what you NEED to know

Downpayment for a new home: Seems like a pretty easy thing to understand. NO? If you wish to purchase a home you need a downpayment. YES. In most cases the minimum downpayment is 5% of the purchase price. Proof of DOWNPAYMENT is one of the trickiest things for most people (first time home buyers OR [...]

January 24th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura- Your MORTGAGE RENEWAL Specialist

We are your MORTGAGE RENEWAL Experts. Your Mortgage is your biggest investment and biggest debt. Much like your investments it's a great idea to consider your options at every renewal time. Best rate and best terms can shave off interest and years off the life of your mortgage. Contact me today with all of your [...]

January 21st, 2019|