Saskatoon Mortgage Broker: Tammy Wandzura-Calling all First Time Home Buyers

We are your First Time Home Buyer Specialists. We will walk you through each step of the transaction in an 'easy to understand' format. We will ensure you get THE best mortgage rates and THE best mortgage product to meet your future financial goals. Contact us today to get your pre-approval in place at best [...]

February 11th, 2019|

Saskatoon Mortgage Broker-Tammy Wandzura: What does a RATE SPECIAL mean?

Are you currently searching for the very best discounted mortgage rate? Of course you want the best rate. It will save you the most money in interest on your biggest investment. Your Mortgage. The rates you may be seeing advertised will be RATE SPECIALS that may or may not meet the criteria you need for [...]

February 6th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura: Top 5% Producer with TMG The Mortgage Group

A HUGE THANK YOU to each and every client, friend, colleague and family member that continues to work with me, trust me and refer to me over the years for all of your mortgage needs. Your continued mortgage business and referrals have assisted in me in continuing to meet my own personal goals. I am [...]

January 26th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura- Is it time to consider an ANNUAL mortgage REVIEW?

Have you considered an ANNUAL Mortgage Review? There are many benefits in doing a review to ensure you have the best terms, conditions and of course RATE. Many clients are considering flexible early renewal options that will LOWER your rate and pay off the principal balance faster. Contact us today so we can discuss strategies [...]

January 26th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura – Your downpayment and what you NEED to know

Downpayment for a new home: Seems like a pretty easy thing to understand. NO? If you wish to purchase a home you need a downpayment. YES. In most cases the minimum downpayment is 5% of the purchase price. Proof of DOWNPAYMENT is one of the trickiest things for most people (first time home buyers OR [...]

January 24th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura- Your MORTGAGE RENEWAL Specialist

We are your MORTGAGE RENEWAL Experts. Your Mortgage is your biggest investment and biggest debt. Much like your investments it's a great idea to consider your options at every renewal time. Best rate and best terms can shave off interest and years off the life of your mortgage. Contact me today with all of your [...]

January 21st, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura – A year in review & what we can expect in 2019

Welcoming 2019 with open arms as the New Year seems to be starting off a bit more softly than 2018 ended. The end of 2018 (in the mortgage world) sent many consumers into a bit of a spin. The Government advising that they intend to continue increasing Bank of Canada rates (thus increasing mortgage rates) [...]

January 17th, 2019|

Saskatoon Mortgage Broker: Tammy Wandzura -Increasing interest rates: a different perspective

There is some serious chatter about looming increases to mortgage rates...some of that chatter a little more on the side of panic. I want to add some perspective that I think is being missed in recent media releases. We have seen 5 year fixed rates as low as 2.44 % (approx) ....and when rates dipped [...]

October 29th, 2018|

Fixed vs Variable – What to do?

It’s been approximately 24 hours since the most recent Bank of Canada Prime rate increase announcement. As expected on October 24th the Bank of Canada increased their overnight rate up by 0.25% to 1.75%. Bank Prime was previously sitting at 3.70%. With this most recent increase Prime rate is now 3.95%. WHAT does the CRYSTAL BALL [...]

October 25th, 2018|

Saskatoon Mortgage Broker: Tammy Wandzura-If it’s time to upgrade we can help!

Juggling the process of buying new and selling your current home can sound confusing. We are here to simply that process for you. We are experts at assisting clients set up a plan to upgrade to their next dream home. We can assist you with running all of the numbers, assisting you to understand how [...]

September 28th, 2018|