Buying a home is an exciting but overwhelming process, especially for first-time homebuyers. We want to help you avoid some common mistakes that first-time homebuyers make when obtaining a mortgage. In this blog, we'll discuss some common mistakes and how to avoid them.

When it comes to obtaining a mortgage, you have two options: work directly with a bank or use a mortgage broker. We believe there are numerous benefits to using a mortgage broker. In this blog, we'll discuss some of the key benefits of working with a mortgage broker.

Getting pre-approved for a mortgage is an important step in the home-buying process. At Tammy Wandzura, Mortgage Broker, we want to make the pre-approval process as easy as possible. In this blog, we'll discuss the documents and information you need to get pre-approved for a mortgage.

Tammy Wandzura, Mortgage Broker, understands that every homeowner's financial situation is unique, which is why we offer a variety of mortgage refinancing options. In this blog, we'll discuss the different types of mortgage refinance options available and which option may be best for you.

When it comes to renewing your mortgage, it's important to understand your options and alternatives. Tammy Wandzura, Mortgage Broker, knows that renewing your mortgage can be overwhelming, which is why we're here to help. In this blog, we'll discuss different options available for renewing your mortgage and alternatives you may want to consider.

You will immediately know you are in the best hands when you contact our office.

Approximately 35% of a credit score is based on a consumer payment history or behaviour. These tips below will give you the tools to put your best foot forward when lenders look at your credit score during the mortgage application process. Your payment history is essential to having healthy credit. Credit card payments are crucial in building credit but don't forget about your monthly bills, such as electric, cable and phone bills. Paying your bills within 30 days of their due date is key. Any late or missed payments will hurt your score. Keep balances low. Maxing out credit cards (or getting close to…

We are delighted to announce the launch of our new website!

Mortgages. Simplified. Here are some great facts about repayment options: * Firstly, did you know you had options?! * You can CHOOSE a payment frequency that works best for your own personal budget? * You can CHANGE your payment frequency

Mortgages. Simplified. What is the first step when you are looking to purchase a home? Getting your pre-approval in place. If you want to be ready to go with an offer during your home shopping, the best way to prepare,

Mortgages. Simplified. Do you have a variable rate mortgage? Have you been using the variable rate strategy? Here is a great TIP: Use your flexible pre-payment options and increase your payment equal to that of a fixed rate. The result?

Mortgages. Simplified The current mortgage market feels like it is moving at lightning speed! Do you feel pressured to make quick decisions without knowing all the facts? You may need to make those quick decisions in this ever moving and

Mortgages. Simplified. WHY use a Mortgage Broker? There SO many reasons ... but to name a few We have access to over 20 lender options/rates You will get one-on-one personalized service Our turnaround time is quick We provide you

Mortgages. Simplified. It may not feel like Spring in some places. But we can guarantee you, it is here! And so are Spring renewals. Did you know that you can LOCK IN your mortgage rate 120 days or 4 months

Mortgages. Simplified. Life is better at the lake! Life is better with a cottage! Did you know ... You only need as little as 5% down payment for a cabin purchase. As we head into Spring, and you are thinking

Mortgages. Simplified. Applying online takes 5mins, it is that easy. Get pre-approved and pre-qualified today! In a busy SPRING market there can be competing offers and things can move quickly. Be prepared. Be organized. Be ready to make quick decisions

Mortgages. Simplified. Looking for a family home can be exciting and crazy busy at the same time! We will guide you through the mortgage part. That means more fun for you on the searching part. Your castle awaits! Contact

Mortgages. Simplified. Trying to understand mortgage options can be very frustrating, or even drive you a little crazy! What is the best rate? Who is best Lender for me? What are the best terms? You came to the right place,