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Approximately 35% of a credit score is based on a consumer payment history or behaviour. These tips below will give you the tools to put your best foot forward when lenders look at your credit score during the mortgage application process. Your payment history is essential to having healthy credit. Credit card payments are crucial in building credit but don't forget about your monthly bills, such as electric, cable and phone bills. Paying your bills within 30 days of their due date is key. Any late or missed payments will hurt your score. Keep balances low. Maxing out credit cards (or getting close to…

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Where it all began…

We are delighted to announce the launch of our new website!

Mortgages. Simplified. Here are some great facts about repayment options: * Firstly, did you know you had options?! * You can CHOOSE a payment frequency that works best for your own personal budget? * You can CHANGE your payment frequency

Mortgages. Simplified. What is the first step when you are looking to purchase a home? Getting your pre-approval in place. If you want to be ready to go with an offer during your home shopping, the best way to prepare,

Mortgages. Simplified. Do you have a variable rate mortgage? Have you been using the variable rate strategy? Here is a great TIP: Use your flexible pre-payment options and increase your payment equal to that of a fixed rate. The result?

Mortgages. Simplified The current mortgage market feels like it is moving at lightning speed! Do you feel pressured to make quick decisions without knowing all the facts? You may need to make those quick decisions in this ever moving and

Mortgages. Simplified. WHY use a Mortgage Broker? There SO many reasons ... but to name a few We have access to over 20 lender options/rates You will get one-on-one personalized service Our turnaround time is quick We provide you

Mortgages. Simplified. It may not feel like Spring in some places. But we can guarantee you, it is here! And so are Spring renewals. Did you know that you can LOCK IN your mortgage rate 120 days or 4 months

Mortgages. Simplified. Life is better at the lake! Life is better with a cottage! Did you know ... You only need as little as 5% down payment for a cabin purchase. As we head into Spring, and you are thinking

Mortgages. Simplified. Applying online takes 5mins, it is that easy. Get pre-approved and pre-qualified today! In a busy SPRING market there can be competing offers and things can move quickly. Be prepared. Be organized. Be ready to make quick decisions

Mortgages. Simplified. Looking for a family home can be exciting and crazy busy at the same time! We will guide you through the mortgage part. That means more fun for you on the searching part. Your castle awaits! Contact

Mortgages. Simplified. Trying to understand mortgage options can be very frustrating, or even drive you a little crazy! What is the best rate? Who is best Lender for me? What are the best terms? You came to the right place,