Saskatoon Mortgage Broker: Tammy Wandzura – Is your Mortgage RENEWAL DUE?

Armina Ligaya, The Canadian Press Published Wednesday, April 11, 2018 3:40PM EDT Last Updated Wednesday, April 11, 2018 4:56PM EDT TORONTO -- Nearly half of all existing mortgages in Canada will need to be renewed this year, substantially more than in prior years, according to a new report, amid rising interest rates and new rules [...]

April 27th, 2018|

Lorelei Kurtenbach- Saskatoon, SK.

Your customer service skills are amazing! I will see you in 5 years :)  

April 27th, 2018|

Saskatoon Mortgage Broker: Tammy Wandzura- DIVORCE and SEPARATION specialist

Separation and Divorce HOW CAN I HELP? When the final decision is made that you are going your separate ways I can assist. We work with couples going through these circumstances regularly. Once the division of assets and matrimonial home has been decided (via a Separation agreement) we can assist in getting the appropriate financing [...]

April 25th, 2018|

Saskatoon Mortgage Broker: Tammy Wandzura- WHY referrals mean so much!

I would like to extend a HUGE shout out and THANK You to each and every current client, previous client, friend and family member that has ever referred my services. I have been in the Mortgage and lending industry since 2002 and I have been so fortunate to assist so many people in making their [...]

April 25th, 2018|

Saskatoon Mortgage Broker: Tammy Wandzura – When is the last time your BANKER called to lower your Mortgage Rate?

Have you ever received a call MID mortgage term from your Banker asking if they can LOWER your MORTGAGE rate? Not likely.... As your Mortgage Broker - I have been fortunate to be able to make "that call" a few times throughout my career. Like anything Finance related there are times when you should "buy" [...]

April 25th, 2018|

Saskatoon Mortgage Broker: Tammy Wandzura- EARLY RENEWAL Strategy

What does it mean to EARLY RENEW? Renewing EARLY is not always the right choice. As your Mortgage Broker I would collect all of the information we need to calculate the options available to you today. Current balance on your mortgage as of today Current penalty on your mortgage as of today Current outstanding amortization [...]

April 25th, 2018|

Saskatoon Mortgage Broker: Tammy Wandzura- WHY is getting a mortgage SO difficult?

Why is getting a mortgage SO difficult???  It does not have to be. The MORTGAGE pre-approval and approval process can be SIMPLE. Working with an experienced Broker that has strong relationships with lenders is a good starting point. YOU DO have to remember you are requesting to qualify for a MORTGAGE which means there IS a [...]

April 24th, 2018|

Saskatoon Mortgage Broker: Tammy Wandzura: TIPS on how to save for a downpayment (Build the minimum wage mentality into your budget)

Wanting to start preparing for HOME OWNERSHIP? Wanting to PURCHASE your FIRST HOME? With the right advice - you are closer than you think! There are 4 major things to consider Good established credit It is more important than ever to have your best Credit score possible going into the mortgage pre-approval process. Your mortgage [...]

April 24th, 2018|

Saskatoon Mortgage Broker: Tammy Wandzura: How to choose a Mortgage Broker?

You have decided to PURCHASE a home? Now you have all kinds of suggestions from your friends, colleagues on family on how to proceed. Maybe it's RENEWAL time OR time for a renovation/REFINANCE? BIG QUESTION: BROKER vs BANK. We live in a world where our time is limited- and we have all the info we [...]

April 2nd, 2018|