Saskatoon
Mortgage
Broker

Tammy
Wandzura

Welcome home to your perfect mortgage.
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Best Mortgage Rates

Exceeding Client’s Expectations:

The Elite Mortgage Broker choice for Saskatoon, Saskatchewan, and Alberta. Known for my fine attention to detail, communication with my clients & my referral partners.

Most importantly, my ability to react to anything thrown at me. I consistently exceed my client’s expectation on every file.

Apply for your perfect mortgage

Applying for a mortgage takes only a few moments, and you can be pre-approved and Rate Locked today!

Apply today to start shopping and buying with confidence!

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Serving all of your mortgage needs:

RJ & Tara Arkes- Black Diamond AB

We enjoy dealing with Tammy! Always a pleasure!

Lee & Lorraine- Camrose AB

Really appreciated the timely responses to emails. Very organized and prepared us for every step of the process. Thank you for the gift card and partial reimbursement. Nice customer service touch!! Do not see that in the corporate world, Awesome! Will share your name with others.

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Lee & Lorraine- Camrose AB

Really appreciated the timely responses to emails. Very organized and prepared us for every step of the process. Thank you for the gift card and partial reimbursement. Nice customer service touch!! Do not see that in the corporate world, Awesome! Will share your name with others.

Daileen Allison- Saskatoon

Tammy Wandzura and her team at Elite Mortgage are professional, friendly, helpful and a pleasure to work with. They made purchasing my first home on my own a smooth manageable and easy transition. I am so grateful for their time, promptness and expertise. I really enjoyed working with them and would encourage anyone who needs assistance with a home purchase, renewal or refinance to use Elite Mortgage! Thank you so much Tammy!

Suzanne Johnston & Steve Baliski -Saskatoon

We appreciate the attentiveness, care and courtesy you and your team provide!

Ashley Habraken-Saskatoon

Dealing with Tammy was painless from start to finish, she was able to answer any questions we had at any time. Very efficient in answering our emails and you know she's looking out for your best interest and financial requirements. She has the experience and knowledge that would make any client feel more than comfortable that they made the right decision by using Tammy Wandzura as your Mortgage Broker. Look forward to dealing with her for years to come. Thanks Tammy for all you've done for Jay and I!

Danielle B- Calgary

Purchasing your first home can be very daunting and Tammy made everything work seamlessly, answered all of my questions and held my hand virtually through the process. She put my mind at ease and was able to secure me a great rate as well! I look forward to using her services in the future and do not hesitate to recommend her to my friends and colleagues.

Jesse Boehm-Saskatoon

Is there a word count restriction on this feature? 🙂 Tammy is absolutely wonderful, and we couldn't be happier to have crossed paths with her, both personally and professionally. We initially came to Tammy when we decided to refinance our mortgage from one borrower to another due to their being unwilling to lower our interest rate (thank you radio ad!). We had a unique situation, and one that took a lot of number crunching and communication with different lenders, but Tammy made it happen and we came out happy and ahead in the end. Fast forward 5 years and we are ready to buy and sell. May I suggest if you ever have to do that, make sure you have Tammy in your corner. Stressful! But she responded effortlessly and quickly to every frantic email and phone call, and every 'what if we did it this way' inquiry. Poor girls head must have been spinning, but you would never have guessed it. Again, in the end, we are in a beautiful new home, with great direction and feedback on our lender, interest rate, and suggestions for the future. Thanks again Tammy, for your endless support and guidance throughout the processes. I promise, the next one will be easier! 😉

Angela Graham-Saskatoon

Tammy Wandzura has done two mortgages for my family. She is professional, knowledgeable, and timely. She got us the best rate. I have recommended her to all my colleagues and friends. Tammy Wandzura offers a great referral program. Keep up the great work Tammy.

Darren R

Thank you for all the help and information. As far as customer support goes I think you and Tammy are doing 10 times what anyone else in any other industry does. Back when I renewed the mortgage and got the free Home Warranty you said that you would remind me when it is time to re-evaluate when the free period is up. I personally find it impressive that you actually followed through, if it was most of the companies I have dealt with I don't think I would have heard anything back.n nIt is refreshing to deal with people that actually seem to care, not just with this latest issue but ever since I walked in to start the mortgage process. When I first started I had many questions and you patiently answered them even though you are so busy. You have made everything as easy as possible and went out of your way to sort out details and try find what will work out the best for me and my situation. You have been honest and upfront with everything and it's all these countless small things over a long time that really add up, you do not seem to just want to make a quick buck and run. I think that you would be the only business that I could honestly rate a 10/10 when I think back over the past 6 years.

Danielle Doerksen

Thank you so much for all your help!nAll of my questions were answered quickly and you made the process a pain-free one!nI will definitely be sending more people your way.

Devin Richardson

Thanks for making my first home purchase a breeze. Look forward to doing more business with you in the future.

Wendy Romanow-Saskatoon

I had never dealt with a mortgage broker before but I will for all transactions in the future. With my situation, Tammy had a couple of scenarios and good advice on what I should do. Will definitely recommend Tammy to family and friends. Marie was also awesome to deal with as well. A very knowledgeable team!!!

M. Vanessa Clement-Saskatoon

I had never dealt with a Mortgage Broker previously. Tammy was professional, intelligent, available and on her game. She made this process so much easier. I would highly recommend Tammy whenever possible.

John Jamieson & Amy Lafontaine

Thanks for all your help! You were awesome to deal with!

Mark Persick

I appreciate the assistance and have referred several friends/associates already. I hope they follow up-I was very happy with everything. Thank you!

David L Pasishnek

Tammy, you are very professional and it is obvious you care about your clients needs. Thank you for your wonderful service and helping me during this process. You made it so easy for me and I will be sure to recommend you to others and and will be back at renewal time.

Kristy James-Saskatoon

Marie's emails were always extremely clear, concise and well laid out. I received prompt responses and really appreciate the list format included in the instruction.

Neil Saretsky

Exceptional and Quick service. Very pleased with the Entire Process.

Jacquie Cawthray-Saskatoon

Tammy was amazing. She organized the mortgage and assisted it the purchase of my home, all while I was in a different province. Thanks!

Zlatko Afic

Whole process of getting mortgage was so simple with Tammy and her team. It took only 15mins in person and some paperwork and I was able to give offer and get my first home. Thank you guys so much 🙂

Jacqueline and Jeffrey

Tammy did an outstanding job throughout the entire process. We were on a tight timeline, and she had the experience and resources to execute the application quickly and efficiently. We appreciate her honesty and candid advice and would be happy to refer her to friends and family in the future.

What's new in Mortgage 101:

Saskatoon Mortgage Broker: Tammy Wandzura: MORE information on the new federally mandated STRESS test qualification

What will happen to your pre-approval if the Bank of Canada increases the Benchmark rate used to qualify and "stress test" your mortgage approval ?? Any changes to the Bank of Canada rate (up or down) will affect your pre-approval if you have less than a 20% downpayment We will be in touch with every client as we receive information on changing Bank of Canada rates or any other information that will affect the original information provided to you Tammy [...]

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